WORKING CAPITAL

Fuel Your Business Growth Engine

Keep your business operations running smoothly with our working capital solutions. Immediate cash flow, flexible limits, and easy renewal options.

48 Hrs
Approval Time
₹5 Cr
Maximum Limit
Flexible
Repayment Terms
0%
Foreclosure Charges

Types of Working Capital Solutions

Choose the right working capital solution for your business needs

Overdraft Facility

Flexible credit limit linked to your current account. Pay interest only on amount used.

  • Flexible withdrawals
  • Interest on utilized amount

Cash Credit

Regular working capital loan against stock, debtors, or other current assets.

  • Against current assets
  • Quarterly renewal

Bill Discounting

Get immediate cash against your trade receivables or bills of exchange.

  • Against trade receivables
  • Quick liquidity

Benefits of Working Capital Loan

Immediate Cash Flow

Access funds within 48 hours to meet urgent business requirements and maintain smooth operations.

Flexible Limits

Credit limits that grow with your business. Easy renewal and enhancement options.

Competitive Rates

Interest rates starting from 12% p.a. with options for overdraft, cash credit, or term loans.

Minimal Collateral

Loans available against stock, debtors, or with limited collateral requirements.

Working Capital Details

Loan Amount

₹10 lakhs to ₹5 crores (Based on business turnover)

Interest Rate

12% to 20% p.a. (Based on business profile)

Tenure

1 to 5 years (Renewable annually)

Processing Fee

0.5% to 1.5% of loan amount + GST

Security

Collateral or hypothecation of current assets

Calculate Your Requirements

Who Needs Working Capital?

Ideal for businesses facing these common challenges

Inventory Management

For purchasing raw materials or finished goods to meet seasonal demand

Salary Payments

To ensure timely salary payments during cash flow gaps

Receivable Gap

To bridge the gap between receivables and payables

Need Working Capital for Your Business?

Get customized working capital solutions tailored to your business needs. Quick approval and flexible terms.

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